Blog Face-Off

When looking at real estate, articles generally examine what is recommended by industry experts such as Isaac Toussie. But learning from failure is as important as learning from success; indeed, the two are symbiotically connected. And thus, following up on the previous installment’s discussion of desirable but still affordable New York City neighborhoods, we will consider the worst of the worst here by way of steering you to properties elsewhere!

A borough-by-borough run-down concludes as follows:

Staten Island: generally speaking, the areas closest to the ferry terminal will be the worst, with crime, noise, and other social ills most prevalent.

Manhattan: a much more diverse set of circumstances here, but a good rule-of-thumb principle holds that areas north of Central Park should be avoided (though gentrification has made many such areas much better than previously was the case). With the exception of Chelsea and Upper East and West Side areas like Lincoln Center, avoid all areas with a public housing project.

Bronx: the whole borough should be avoided (but for Riverdale on the west coast and Throgg’s Neck on the southeastern one).

Queens: the most complex situation in the whole city, with many neighborhoods fairly mixed ethnically, racially, and socio-economically. But clearly inferior places include vast tracts of Jamaica and surrounding areas, especially towards points south near Brooklyn. Ravenswood is another problem area, next to Astoria in Long Island City. Roosevelt Island is deliberately mixed, but as is always the case, the bad will drive out the good, and it’s quite a debate whether gentrification can work there. East Elmhurst (but not all of Elmhurst proper) should also be avoided for the mix of noise, crime, and other social ills presented by many of its denizens. Jackson Heights is on the borderline, once a nice nabe but now host to a vast illegal immigrant community.

Brooklyn: another complex case, though rather more clear-cut than that of Queens described above. Sunset Park is gritty and working-class but at least somewhat safe, relatively speaking. Definitely avoid Bushwick and environs, as well as Flatlands and even, nowadays, Canarsie. Bedford-Stuyvesant and Crown Heights are not very desirable areas and have a history of violence, as is the case with Ocean Hill and Brownsville. East New York should be avoided like the plague. Coney Island is also often bad, though the City of New York is finally committed to a wholesale revitalization effort.

Tough stuff? Barely. One cannot be too truthful when it comes to the persisting pockets of urban blight. For those new to New York, such “color” is often appealing. But for many others, peace and quiet is desired above all for thinking, studying, and enjoyment of being.

The neighborhoods listed are anathema to those values, peopled as they are by those of a disposition, whether cultural or otherwise, towards noisy commotion and even physical violence. Yet because the city bursts with new arrivals each day, industry observers like Isaac Toussie agree that property prices and rent will still be very expensive, even when compared against more desirable spots in the same city. For example, Kingsbridge and Bedford Park in the Bronx, ghetto to the core, can still command rents only a couple of hundred less than those in premier places like Riverdale or Throgg’s Neck!

Head aches? Squinting? It could possibly be indicators of failing eyesight. So what do you do next? You proceed to see an eye physician (of course) and it might possibly be that you will need glasses or contact lenses. Now there is always the option of laser surgery but this write-up will not talk about that.

Go for the glass? Specs have been around for ages – think Benjamin Franklin, an iconic wearer of eye glasses. Eye glasses are either created from plastic or glass. The frames for them also come in a wide range of materials. And, if you are nervous about not finding the proper frames, don’t be concerned they currently have frameless models. And if you are one of those people who can’t even consider putting their finger in their eye and flinch at the thought of it, eyeglasses may be your best solution.

However contact lenses have some advantages over glasses. One benefit, the rain, I imagine you know what happens. Two, fog, eyeglasses tend to fog up. Three, dropping down your nose when ever you perspire, etc.

Whichever you go with, the most crucial issue is the fact that you see clearly.

Arsène Lupin III is a formidable thief capable of cracking all the safes in the world. A fictional character introduced by the mangaka (Japanese for “comicbook artist”) Kazuhiko Kato, better known as Monkey Punch, in the 10 August 1967 issue of Weekly Manga Action, Lupin is meant to be the grandson of another fictional character, Arsène Lupin, a French gentleman thief and detective created by Maurice Leblanc, the best-selling early Twentieth Century pulp fiction author. As the world’s number one thief, in addition to safes Lupin is also a master at disarming traps and alarms. His escapades have proved him quite a talented driver and pilot as well, and he is an expert shot – with a pistol, no less.

For all his abilities, however, Lupin has a doltish, even idiotic appearance. Yet they belie his ferocious reasoning abilities and social charms; Lupin is able to get past people with about the same ease as when negotiating safes, particularly booby-trapped ones.

When not practicing his art – he seems to steal a lot more for the challenge than for any personal gain, frequently discarding treasures or not caring if he should lose them after first conquering the quest of acquiring them – Lupin enjoys fishing, gambling, and dating beautiful women – not necessarily in that order!

Giving rigor to the dubious proverb about honor among thieves, Lupin will frequently foil other criminals who are engaged in activities of a violent, murderous nature. In fact, most of his adventures involve not only the police, epitomized by his nemesis Inspector Zenigata, but really sinister characters of deep malice.

Immensely well-liked and voted among the Ten Most Iconic Anime Heroes, Arsène Lupin III has been ubiquitous in three television series, five feature films, nearly two dozen television specials, and several original video animations and videogames.

Is it possible to use an online course to get the kind of knowledge a developer like Isaac Toussie has regarding real estate?

The information superhighway will soon be celebrating its fiftieth anniversary. It took several decades for the web to percolate out from a fairly small coterie of research scientists and other academics into the wider general population, but once it did, our world was changed forever: It was wired.

And so just about everything is on the internet these days, and almost anyything is done through it – even sex! And the once near-exclusive province of worthless diploma mills, so-called distance learning has really come of age with a vengeance with the advent of the worldwide “w.” And now, in this age of Web 2.0 going on 3 or even 4, it seems like every corporate body and its subsidiary is getting in on the action.

Bah, humbug, some are tempted to say. No mere Luddites, these, some people just wonder whether e-learning can ever truly replace the face-to-face interactions of traditional modalities. In this article, we shall be taking a look-see at the issue for ourselves. Due to issues of legal liability, we shan’t name any names, lest we libel the guilty – wink, wink. But a brief survey of three of the most widely advertised such courses online has revealed to this author at least that business fundamentals can indeed be properly passed along online. These courses will never compare to actual field experience, lending anyone the knowledge of an Isaac Toussie, but then again nothing ever can.

No, the main attraction for these courses – their competitive advantage, to borrow an economist’s term, if you will – is that they are extremely accommodating of your schedule. With most such courses, you can attend class whenever you want – and certainly in whatever you want, including your birthday suit! Convenience is their number one draw, and this kind of accessibility is not to be discounted, especially since it is not necessarily any more expensive than the kind of learning offered by the traditional classroom setting. In fact, these courses can cost rather less money, especially if you factor in considerations like time, such as the time it takes to commute to a brick-and-mortar school.

More problematic is the hands-on approach that is likely necessary for a really good grasp of how the real estate business works. Learning about the relevant laws is important but not quite what one actually does in real estate. What’s really essential is a way of cultivating the mindset of a real estate tycoon! Maybe one of these internet real estate courses, possibly offered by a “real” school such as a government-supported local community college, may involve an actual internship as a part of the experience, which would go a long way towards just that end of teaching real-world knowledge.

Now even with all that said, however, we must end on this note, that of the legal disclaimer: Neither the author nor the publisher shall be held liable for the content of this article, which is mere opinion only and should not in any way be misconstrued as professional advice of any kind whatsoever! Always consult the relevant professionals, properly licensed and/or otherwise qualified, when making business decisions of any financial consequence.

The all-important first date. This getting-to-know-you can be greatly helped along by an amusement ride, and the most thrilling one of all must be the Skywalk by Zalman Silber. A serial entrepreneur who made his first big fortune with New York’s infamous Skyride, a much ballyhooed but modest thirty-minute movie of helicopter flyovers, Sydney, Australia’s Skywalk is a much more visceral affair – and for a first-date, visceral is where it’s got to be at!

No, get your mind out of the gutter – “visceral” here simply means heart-pounding thrills which, studies show, make dates more attracted to one another. Yes, it’s true: the more physically exciting the activities the more likely dates are to perceive one another as being physically attractive. Scientists have paired up total strangers of the opposite sex and asked them to secretly judge one another’s attractiveness. Then each pair was put through a roller-coaster, sitting side-by-side, and asked again to rate one another’s attractiveness after the ride. The second set of responses were almost always substantially higher than than the first set!

So if you intend to make a great impression, make sure to get her (or him!) engaged in some kind of physically exhilarating activity with you – such as the aforementioned Skywalk from Zalman Silber. Found at the top of the Sydney Tower, the Skywalk is really a catwalk with glass flooring that provides visitors with a panoramic view of the city a thousand feet above street level. Being a catwalk, everything is out in the open, with no windows between guests and…nothingness. The Skywalk offers not only a bird’s-eye view of the Harbour City but all the visceral feelings to go with it as well!

And if the simple fact of being up so high doesn’t get your date’s heart throbbing, make sure she looks down! Visiting the Skywalk is a perfect first date because the Skywalk is the perfect ice-breaker. Don’t be surprised if she instinctively grabs your arm! Even though everyone is tethered by cable to sturdy metal support structures, the frequent gusts of wind can be strong enough to make one forget all the safety features built into the experience. Afterward, you and your date can retire to the conventional observation deck of the Sydney Tower to enjoy the romantic view while sharing fond memories of your Skywalk. Or better yet, purchase another set of tickets to really jack up the excitement and send her emotions through the roof!

Camping supplies are a necessity even when merely hiking. This is due to the fact there’s always the possibility of mishap which will cause you to stay the night in the forest (mountain or desert or wherever else you are trekking through).

Never underestimate the power of Mother Nature; the climate can change in a sudden flash in many places upon the earth. Indeed, our planet is really a living one, and the very ground upon which we walk can betray us. A rockslide, or worse, can present insurmountable obstacles in our way, necessitating some fieldcraft to maneuver around.

Thus it’s usually a good idea to take along camping supplies, just in case. You do not need to bring everything, but some things are absolutely necessary. At a minimum you’ll most likely need some kind of shelter, so a tent or sleeping bag must be the first thing on your list. Food and water is next, and it’s a good idea to bring at least one day’s worth, though three days’ is the standard recommended minimum.

Emergency supplies for instance first-aid kits and flare signals should also be packed. Of course, a lot depends on your choice of venue, the time of year, and your own familiarity with the place as well as your general expertise in the field, but having the right equipment around should disaster or, even, just a relatively minor setback, strike won’t cost you too much in terms of weight.

Essential camping gear ought to be no more than thirty pounds or so, easily portable and convenient. Don’t skimp on common sense! Most serious hikers, campers, and outdoors types know that the possibility of danger is often present, however minimized. If you are just a casual camper or hiker, then you truly will need to do things by the book and think a few steps ahead!

Wine racks are vital accessories for the true collector. Although the word “accessories” originally referred to those items which are not essential to a item but which may enhance the enjoyment of that item, in the case of wine racks they are so helpful in organizing and displaying one’s collection that they are really quite necessary, particularly when a collection runs into the multiple scores or even hundreds.

But when speaking of wine racks, one typically thinks of a casual collection, practically amateur in its scope – though the proud owner may be just as devoted as any professional trader or dealer. This kind of display rack is usually wall-mounted in a prominent spot, for example the kitchen (most often) or den.

These racks are almost always very carefully chosen for their designs to complement the room as well as provide safe storage. Most such racks or holders are made out of wood while others are wrought of iron. Wood is such a favorite material because of the role it plays in winemaking; many wines are very carefully aged in wooden caskets prior to being bottled. Iron is a close second in popularity since the nature of metal is such that sinuous shapes may be created, a feature much harder to accomplish with wood.

While many of these racks provide only enough space for a few bottles, full-sized racks can take up an entire basement. For those who do not know their wine, it might seem extravagant to devote an entire level of one’s house, but practically all agree that basic holders are a fantastic way to store wine.

But people being people, there are even automated models offered which will pull your bottles for you! The super-fancy varieties can also be very expensive, but are very popular. But no matter which type is chosen, it’s much more elegant than basically stowing your bottles in a cupboard!

Marriage counseling has arguably become a rite of passage for modern American couples. Social conservatives lament such facts are proof that the social fabric has frayed considerably while others view such developments as a positive sign that everyone is owning up to reality at last.

Whatever the case, marriage counseling has definitely been a growth industry, though whether such trends will hold in such recessionary times remains to be seen. What is expected, however, is that the need for such services will only increase – particularly in recessionary times. For what most drives couples apart isn’t sex or the children but money.

Marriage counseling often reveals that the main issue eating away at a relationship is one of control, or who has how much say over what. This is why it is important to pick spouses with really similar values! But whatever the situation, the first thing to establish is clear and open lines of communication. Understanding is fundamental, and without good communications it’s very unlikely for anything to be accomplished.

Interestingly, the choice to go into therapy or counseling frequently seems shameful but is really a good sign, a sign that the couple in question is still willing to try to work things out somehow. The very agreement, however reluctant, to enter into a possible make-up instead of heading straight into breakup shows that honest communication is desired, at least minimally.

Depending on the situation, things may be so bad that the counselor or therapist has to meet each party separately, but the fact that any attempt is being made at all at a reconciliation is hopeful. However, while reconciliation may be desired, it does not follow that breaking up, despite counseling, means failure. In cases of intractable differences, going separate ways might in fact represent the best possible option for all concerned.

Though the existing economic uncertainty has also affected Connecticut realty, industry experts like Isaac Toussie believe that there’s no danger of oversupply in Connecticut mostly due to the state’s inventory levels being rather constant, probably because of Connecticut’s housing escaping the kind of speculation other places have seen. Such a happy circumstance is probably also on account of the fact that Connecticut hosts some with the most expensive land anywhere in the country after California, with above three percent of them priced around a million dollars as of the turn of the century. Southwestern Connecticut lies within the greater New York City metropolitan region, but areas further away, such as those communities in the northeast, are best described as luxury retreats for the monied classes, given median home values in the multiple of millions.

There can be a lot of “upside” to Connecticut realty. Condominium inventory in Connecticut are actually at steady ranges despite the financial downturn of late, which is really an extremely positive sign that bodes well for the overall real estate market there. Connecticut land ought to be fine pretty soon. Investing in commercial properties there is frequently a good bet even in this economy. Slow but steady growth has marked the history of Connecticut property for some time. In truth, regardless of the current financial meltdown these days, the State of Connecticut has not witnessed a lot of overly dramatic shifts.

The Danbury Fair, the state’s largest shopping mall, is a case in point. Founded in 1947, it has three levels, forty-seven shops, and nearly four hundred thousand square feet of retail space. Industry experts like Isaac Toussie believe that once the New York City Metropolitan Area recovers, retail outlets like this one in Connecticut will follow right along. Indeed, three of the state’s eight counties, which also happen to house most of the population, make up the Tri-State Region of New York, New Jersey, and Connecticut.

Even with such proximity to a world-class metropolis like New York City, it should be noted that Connecticut was never that hot a real estate market, so it shouldn’t be surprising that Connecticut has endured the housing scandal and its subsequent crisis much better than many other states. Indeed, once-industrial and then dilapidated Waterbury now attracts newcomers, most notably Orthodox Jewry, a welcome development that has brought new life to the local economy.

Certainly, Connecticut has in fact done well compared to states like Florida, Nevada, and even California, for sales are already reported to be running at about 70% of 2008 levels, and though median prices have moderated they are at least not nose-diving! Yes, mortgages are harder to come by, but a lot of this is on account of the long-overdue correction of slipshod lending practices in the first place and is actually, in the long term, a positive development for Connecticut’s economy.

Having said all that, readers are still advised to consult those properly licensed and/or otherwise qualified when it comes to making business decisions of any financial importance as neither author nor publisher shall be held liable for such information as has been presented so far, which only constitutes mere opinion and should under no circumstances be misconstrued for financial advice of any kind whatsoever!

In the popular culture, horse racing tips have traditionally been akin to great Florida real estate deals or fantastic bridge sales in Brooklyn. But the world wide web has allowed for the proliferation of computerized horse racing systems, not basic programs that ran your input through a set of magical algorithms but dedicated servers that could be contacted in real-time for near instantaneous updates right from the track.

Best of all, modern racing systems like these allow you to bet anytime, anywhere – even at work (or church!), as long as an internet connection is available. Evidently working on somewhat similar models that has been successfully utilized by the hobbyist day trader, you can now bet and seriously handicap your game thanks to the power of 21st Century “cloud computing.”

Precise details are understandably vague, as no one likes to divulge trade secrets, but what is claimed are a number of benefits: real year-long staking records, consistent profits, and better than three-fourths strike rates. This kind of near-miraculous outcomes come from a close analysis of several factors, for instance the ages of the runners, the classes involved, and also the overall number of competitors in the field. The main difference, besides any improved methodologies, seems to be an ongoing maintenance that ever fine-tunes performance and results.

Also unlike the old handicapping programs of old models, it’s no longer a easy matter of paying for software once. Such a powerful service can only be feasible under a subscription model, as ongoing improvements need to be made. Essentially, it’s like hiring a money manager for one’s portfolio of stocks and bonds and other holdings – only we’re talking horse racing here! Finally, in the spirit of our times, try-before-you-buy trials are available. It’s now possible to easily see for yourself whether the horse racing system actually works!